{"id":13085,"date":"2026-04-30T14:09:20","date_gmt":"2026-04-30T14:09:20","guid":{"rendered":"https:\/\/psw.circleofcare.com\/?page_id=13085"},"modified":"2026-04-30T15:28:12","modified_gmt":"2026-04-30T15:28:12","slug":"rbc-group-rrsp-tfsa","status":"publish","type":"page","link":"https:\/\/psw.circleofcare.com\/index.php\/rbc-group-rrsp-tfsa\/","title":{"rendered":"RBC Group RRSP & TFSA"},"content":{"rendered":"[vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” bg_color=”#00aeef” scene_position=”center” top_padding=”5%” constrain_group_1=”yes” bottom_padding=”5%” text_color=”light” text_align=”center” row_border_radius=”none” row_border_radius_applies=”bg” row_position_desktop=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” advanced_gradient_angle=”0″ overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none” gradient_type=”default” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][vc_column_text css=”” text_direction=”default”]\n

RBC Group RRSP & TFSA<\/h1>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” column_direction=”default” column_direction_tablet=”default” column_direction_phone=”default” scene_position=”center” text_color=”dark” text_align=”left” row_border_radius=”none” row_border_radius_applies=”bg” row_position_desktop=”default” row_position_tablet=”inherit” row_position_phone=”inherit” overflow=”visible” overlay_strength=”0.3″ gradient_direction=”left_to_right” shape_divider_position=”bottom” bg_image_animation=”none”][vc_column column_padding=”no-extra-padding” column_padding_tablet=”inherit” column_padding_phone=”inherit” column_padding_position=”all” flex_gap_desktop=”10px” column_element_direction_desktop=”default” column_element_spacing=”default” desktop_text_alignment=”default” tablet_text_alignment=”default” phone_text_alignment=”default” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_backdrop_filter=”none” column_shadow=”none” column_border_radius=”none” column_link_target=”_self” column_position=”default” gradient_direction=”left_to_right” overlay_strength=”0.3″ width=”1\/1″ tablet_width_inherit=”default” animation_type=”default” bg_image_animation=”none” border_type=”simple” column_border_width=”none” column_border_style=”solid”][divider line_type=”No Line”][vc_column_text css=”” text_direction=”default”]During the recent round of Collective Bargaining, SEIU and Circle of Care negotiated a voluntary Group TFSA\/RRSP available to our PSWs and Homemakers.<\/p>\n

Who is eligible?<\/h3>\n

You can join once you’ve completed 12 months of continuous employment with Circle of Care.<\/p>\n

Do I have to participate?<\/h3>\n

No, participation is voluntary, meaning that if you are eligible, you can choose whether you participate or not.<\/p>\n

Why should I participate?<\/h3>\n

In Canada, many people get retirement income from the Canada Pension Plan (CPP) and Old Age Security (OAS). But this money is often not enough to live on comfortably. That\u2019s why it\u2019s important to have your own savings. Right now, many Canadians are not saving enough for retirement.<\/p>\n

Our program makes it easy to save by taking money right from your pay. This helps you build your savings over time. It\u2019s never too early or too late to start. Even small amounts can grow into a lot if you save regularly. We encourage you to join the program and start building your future.<\/p>\n

How does the program work?<\/h3>\n

The program is a matching program, meaning that for every dollar you contribute, Circle of Care will match it with a dollar of their own, up to the maximum amount. If you don’t contribute any money, Circle of Care won’t either, but if you put in the maximum amount, Circle of Care will match that too.<\/p>\n

What is the maximum amount that Circle of Care will match?<\/h3>\n

The maximum annual matching limit is:<\/p>\n